An Idea To Save Michigan No-Fault

Saving Michigan No-Fault Back in April of 2015, Detroit Mayor Mike Duggan proposed an auto insurance plan that he said would save his constituents, the citizens of the City of Detroit, significant money on their auto insurance. We have heard it criticized, by persons knowledgeable in the field, such as attorney David Christensen, in his…

Insurance Company Demanding You See Their Doctor? What Are You Supposed to Do? Call The Frank Law Firm 877-FRANK-LAW For a Free Consultation!

You have had an auto accident.  Maybe you have seen a doctor, and YOUR auto insurance company wants you to see one of THEIR doctors.  Do you have to go? How do you handle yourself? Do you really have to run around town, gathering up your medical records, just to deliver those records to the…

Coordination of Benefits With Other Available Coverage

Typically, health insurance pays “primary” to no-fault, meaning that the health insurer pays first, and any remaining unpaid accident-related expense should then be paid for by no-fault.  This is called “coordination of benefits”. There are exceptions to this for “ERISA-qualified plans”, discussed below. Under Michigan law, insurers are required to offer insurance at reduced rates, where…