Limitations on No-Fault Insurance Claims

Apart from the time limitations for wage loss, survivors loss and household service claims, the most significant limitations on No-Fault benefit claims, are the following: Causation defenses “One Year Back” time limitations Owned Uninsured Vehicle Parked vehicles Work-related auto accidents Stolen vehicles Causation MCLA §500.3105 requires injuries and expenses to “arise out of” a motor…

Your Benefits Under Your Michigan No-Fault Auto Insurance Policy

Under current Michigan law, MCLA §500.3107, the benefits available under your No-Fault Auto Insurance policy are standard: Medical Bills Lost wages & Income In-Home Care (either professional or provided by a friend/family) Partial Reimbursement for Household Expenses Survivors’ Loss Benefits Importantly, the word “Medical” does not appear in the No-Fault statute, and as a result,…