Coordination of Benefits With Other Available Coverage

Typically, health insurance pays “primary” to no-fault, meaning that the health insurer pays first, and any remaining unpaid accident-related expense should then be paid for by no-fault.  This is called “coordination of benefits”. There are exceptions to this for “ERISA-qualified plans”, discussed below. Under Michigan law, insurers are required to offer insurance at reduced rates, where…

The ‘Open & Obvious’ Rule

Under traditional rules, there would be no duty owed, and therefore no liability for injuries caused by open & obvious hazards.  Under traditional rules, an open and obvious hazard is one “readily observable upon casual inspection”. However, in recent years, there has been a great expansion, by Michigan’s appellate courts, of this “open & obvious” concept, frankly,…

General Rules for Slip & Fall Accident Claims in Michigan

Accidents occurring on others’ premises (including “slip and fall” matters), are often called “premises liability matters”. It bears mentioning that just because an accident takes place on someone else’s property, does not mean that the property owner is liable, a word that means legally responsible.   Under Michigan law, a landowner’s responsibility to someone injured on their…

You Still Have Rights with an MIP Charge

Just Because You Got Busted Doesn’t Mean You Don’t Have Rights  Because an MIP charge is a criminal charge, you are entitled to the protections of Michigan and Federal law. We have all heard of parties being busted by police, where underage drinking is suspected; responding police officers often require the minors at the scene to submit to breath tests…

Why a New Driver’s License May be Suspended

A new driver, automatically deemed “probationary” for three years under MCLA §257.310d, demonstrates unsafe driving behaviors, including: Incurring a 4-point driving offense; Incurring three traffic offenses; or Incurring 6 or more total points Despite the stricter regulations placed on new drivers, an attorney may still be able to help restore a new drivers license much sooner…

Typical Scenarios That Require Drivers License Restoration Legal Services

The Michigan Secretary of State’s Office requires driver re-examinations in the following situations, after which driving privileges are denied: Driver accumulates 12 or more points on driving record, within a two year period of time; Driver has medical or other conditions rendering him/her potentially unable to safely operate a motor vehicle; Driver has been involved in accidents…